Welcome to Paydexon.online, a digital platform providing billing, invoicing, and payment management services. These Terms and Conditions (“Terms”) govern your access to and use of the website and its associated tools and services. By using our platform, you agree to be bound by these Terms in full. If you do not agree with any part of these Terms, you must discontinue use of the website immediately.

1. Acceptance of Terms

By accessing or using Paydexon, you confirm that:

  • You are at least 18 years old.
  • You have full legal capacity to enter into binding contracts.
  • You agree to comply with all applicable laws, regulations, and these Terms of Use.

These Terms constitute a legally binding agreement between you and Paydexon.

2. Description of Services

Paydexon offers a suite of billing and invoicing solutions that may include:

  • Invoice generation and customization.
  • Client management dashboards.
  • Payment tracking and processing via third-party gateways.
  • Subscription-based account tiers for individuals and businesses.

We may expand, update, or discontinue certain features without prior notice.

3. User Accounts

To access most features of Paydexon, you must register for an account. By creating an account, you agree to:

  • Provide true, accurate, and current information.
  • Keep your login credentials confidential.
  • Immediately notify us of any unauthorized use of your account.

You are solely responsible for all activities occurring under your account. We reserve the right to suspend or terminate your access if we detect misuse, fraud, or violations of these Terms.

4. Subscription Plans & Payments

Paydexon may offer free and paid subscription tiers. You agree to:

  • Pay all applicable fees based on your selected plan.
  • Authorize us or our third-party providers to charge your preferred payment method.
  • Be responsible for keeping payment information current.

All prices are displayed in your local currency (or USD by default) and may include applicable taxes.

Auto-Renewal: Paid plans renew automatically unless cancelled before the renewal date.

Invoices: Official tax invoices will be sent to your registered email or accessible from your user dashboard.

5. Refund and Cancellation Policy

Our Refund Policy is as follows:

  • Monthly plans are non-refundable once the billing cycle begins.
  • Annual subscriptions cancelled within the first 14 days may be eligible for a partial refund.
  • Services rendered (e.g., invoice delivery, payment reports, API access) are not refundable.

You may cancel your subscription via your account settings or by contacting support@paydexon.online.

6. User Responsibilities

As a user of Paydexon, you agree to:

  • Use the platform only for lawful purposes.
  • Ensure the accuracy of data inputted (e.g., invoice details, customer names).
  • Refrain from uploading any malicious content or engaging in fraudulent billing practices.
  • Avoid activities that could harm the integrity or performance of the platform.

You are responsible for maintaining your billing records and tax compliance using information generated from our tools.

7. Use of Third-Party Payment Gateways

Paydexon integrates third-party payment services such as Razorpay, Stripe, or PayPal. We do not control or operate these payment providers and are not liable for:

  • Failed or delayed transactions.
  • Unauthorized access to user payment information.
  • Errors in settlement, refund, or fee charges.

Users must review and accept the terms and privacy policies of these providers separately.

8. Data Security and Privacy

We are committed to protecting your data. Please refer to our Privacy Policy for details on:

  • What data we collect.
  • How we store and use your information.
  • When and how we may share your data with third parties.

We employ industry-standard encryption and authentication protocols, but you acknowledge that no internet transmission is 100% secure.

9. Intellectual Property Rights

All content on Paydexon.online—including but not limited to text, design, software, logos, trademarks, and service marks—is the intellectual property of Paydexon or its licensors.

You may not:

  • Copy, reproduce, modify, or distribute any content without written permission.
  • Use our branding or materials in any way that misrepresents your affiliation.

Any unauthorized use may result in legal action.

10. Service Availability and Maintenance

While we strive for uninterrupted service, Paydexon does not guarantee 24/7 availability. We may schedule maintenance, perform updates, or experience unexpected outages. We are not liable for:

  • Loss of data during downtime.
  • Delays in billing operations due to server or platform errors.

We encourage users to back up important invoice data regularly.

11. Disclaimer of Warranties

Paydexon and its services are provided “as is” and “as available,” without warranties of any kind, whether express or implied. We do not guarantee that:

  • The services will meet your specific needs.
  • The platform will be free from errors, bugs, or downtime.
  • All billing outcomes will be accurate or compliant with jurisdictional tax laws.

You are responsible for verifying all outputs and should consult licensed professionals for legal or tax advice.

12. Limitation of Liability

To the fullest extent permitted by law, Paydexon shall not be liable for:

  • Indirect, incidental, special, or consequential damages.
  • Loss of profits, revenue, or business data.
  • Issues caused by third-party services or external integrations.
  • Unauthorized use of your account.

Our maximum liability to you for any claim, regardless of form or origin, shall not exceed the total amount paid by you in the last 3 months.

13. Termination of Use

We reserve the right to suspend or terminate your access to the platform if:

  • You breach any part of these Terms.
  • You misuse the platform or engage in fraudulent billing practices.
  • Your account is inactive for an extended period.

Termination may include deletion of all associated account data, including billing records and history.

14. Modifications to Terms

We may revise these Terms at any time. Updates will be posted on this page and effective immediately unless stated otherwise. Continued use of the site after changes constitutes your acceptance of the new Terms.

15. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction – e.g., India]. Any disputes shall be subject to the exclusive jurisdiction of the courts in [Insert State/City].

16. Indemnity

You agree to indemnify, defend, and hold harmless Paydexon and its affiliates from any claims, losses, liabilities, damages, and expenses (including legal fees) arising out of:

  • Your misuse of the platform.
  • Violation of any laws or third-party rights.
  • Breach of these Terms.

17. Force Majeure

We are not responsible for delays or failures resulting from events beyond our control, including but not limited to:

  • Natural disasters
  • Internet or communication failures
  • Governmental restrictions or emergencies
  • Labor strikes or third-party service disruptions

18. Entire Agreement

These Terms, along with our Privacy Policy, Disclaimer, and any service-specific agreements, constitute the full agreement between you and Paydexon regarding the use of our services and supersede all prior agreements.

19. Contact Us

If you have any questions, concerns, or need support regarding these Terms, you may contact us at:

📧 Email: support@paydexon.online
🌐 Website: https://paydexon.online
📍 Address: [Insert Registered Business Address]